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Mortgage Calculator

Result

For reference only: Results are estimates for reference only; please confirm with your bank or a professional. Last updated: 2026-10-10

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How it works

Enter the loan amount, annual interest rate and term. “Equal payments” keeps the monthly payment fixed; “equal principal” starts higher and decreases over time with less total interest. Taxes, insurance and fees are not included.

FAQ

Which repayment method costs less?

Equal principal pays less total interest, but the first payments are higher.

Does it include property tax or insurance?

No, it covers principal and interest only.